Get more reliable, component-based replacement cost estimates that account for virtually all material and labor required to rebuild with 360Value for commercial lines.
Learn more360Value Personal helps property insurers meet evolving customer expectations, while maintaining rating integrity.
Learn moreInsurers need reliable insured loss history data at point of sale or run the risk of underwriting commercial policies incorrectly.
Learn moreUnderstanding claims history is critical to accurate initial quoting, but to save money, many insurers delay ordering loss history data until just before bind.
Learn moreVerisk’s Actuarial and Strategic Data Insights helps insurers enhance their decision making and boost productivity and profitability.
Learn moreISO's advisory prospective loss costs are accurate projections of average future claim costs and loss-adjustment expenses — overall and by coverage, class and territory.
Learn moreVerisk’s insights from high-resolution aerial photos, with full imagery for the top 150 major metropolitan areas, can help insurers validate and correct property data.
Learn moreThe Analysts’ Summary Package from ISO is a collection of timely reports on the property/casualty insurance industry’s financial and underwriting results.
Learn moreOur Avocation Model uses licensing and marketing data to identify the high-risk hobbies that an applicant engages in and scores the resulting mortality risk in the form…
Learn moreBenchmark™ provides underwriting & claims teams with quick, accurate reports/maps for hail, wind, & lightning.
Learn moreVerisk’s Building Fundamentals provide property information from tax assessor and modeled data with 100 percent fill rate for five primary property characteristics.
Learn moreYou can immediately gain a competitive advantage when you understand which properties fit your underwriting guidelines and which require more intensive review.
Learn moreISO's Capital Assets Program is an output policy that helps you provide superior coverage and flexible pricing.
Learn moreManage all investigative, intelligence, and regulatory functions of fraud cases with a fully configurable fraud management solution.
Learn moreMisclassifications and a lack of granular data often cause errors in selecting and pricing risks, and that can negatively affect your profitability.
Learn moreChange Detection reveals events that shift an insured property’s risk profile to help you capture accurate premium, underwrite to your risk appetite, and stay profitable.
Learn moreISOnet Circulars deliver critical information for insurance professionals on industry developments and ISO product news.
Learn moreClaimAlert: Foreclosure lets you know when a claimant has a property in foreclosure, giving you the opportunity to further investigate a loss and mitigate risks.
Learn moreFight claims fraud with the power of predictive analytics and leverage accurate claim scores to expedite meritorious claims for settlement.
Learn moreGet essential data to identify subrogation opportunities faster, initiate the recovery process, and improve customer satisfaction.
Learn moreClaimSearch customers can seamlessly access the platform via Guidewire ClaimCenter with this accelerator.
Learn moreClaimXperience is a collaborative, claims handling platform that lets you connect to your policyholder early and exchange constant updates with the whole claims team.
Learn moreISO’s Commercial Inland Marine Program gives you access to information for both filed and nonfiled classes of business.
Learn moreVerisk's on-site surveys/inspections provide objective information on commercial or residential properties and their potential exposure to loss.
Learn moreISO’s PSOLD™ is the most current and comprehensive loss history database for commercial property risks.
Learn moreDesigned for use over the CGL and commercial auto policies, the ISO Commercial Umbrella Program includes policy forms, endorsements, and rules.
Learn moreSave time and increase efficiency by automatically satisfying federal and state claims reporting compliance requirements through ClaimSearch.
Learn moreContentsTrack simplifies and automates cataloging, categorizing, and tracking personal property that needs to be stored, cleaned, or replaced.
Learn moreTracking case law, dissecting complex coverage issues, and analyzing the potential impact of decisions on policy language can be costly and time-consuming.
Learn moreStandardized ISO policy forms and information to help protect businesses against employee theft, forgery, and other workplace crimes.
Learn moreCV-ALIR is the simplest way to satisfy your statutory obligations to report automobile coverage to state departments of motor vehicles (DMVs).
Learn moreCV-Exchange helps you streamline your processes for loss payee notifications, additional-insured notifications, and producer notifications.
Learn moreOvercome the lender/nonstandard insurer communication breakdown with a solution to translate and aggregate key identifiers that connect loan, policy, and claim numbers.
Learn moreCyber Data Exchange is a cyber insurance database aggregating industry-wide premium and loss data and returning it as business intelligence via interactive dashboards.
Learn moreThe ISO Cyber Insurance Policy Program contains the cyber insurance forms, rules, advisory loss costs, and ratings-related information for a cyber insurance offering.
Learn moreVerisk's underwriting ecosystem for cyber insurance uses low/no-code tech and supports pricing, distribution, risk visualization, application prefill and more.
Learn moreCyber Risk Navigator is a cyber analytics and modeling platform designed to quantify your cyber security risk and model various types of cyber risk.
Learn moreThe Cyber Underwriting Report provides real-time cybersecurity and insurance analytics on any customer with a domain so cyber insurers can underwrite new risks quickly.
Learn moreVerisk acquires Data Driven Safety to further expend auto data and analytics solutions.
Learn moreVerisk’s Data Management Services offers the expertise and strategic focus you need to help streamline data management and improve data quality.
Learn moreFind critical data to complete claims quicker, spot potential fraud, and fill in gaps to improve decision-making.
Learn moreDiscount Alert turns connected cars into a new acquisition and growth channel for usage-based insurance with precision targeting enabled by telematics data
Learn moreDriver Feedback uses a loss-based predictive model to give drivers a personalized view of their driving risk and helpful feedback across a range of user interfaces
Learn moreVerisk driving history solutions deliver motor vehicle reports quickly. Indexes of activity help guide MVR spending. And driver monitoring catches adverse changes early.
Learn moreSelf-reported driving histories are subject to omissions that can distort a critical underwriting factor.
Learn moreDrivingDNA Data allows auto insurers to use multisource telematics data attributes and mileage from connected cars for usage-based insurance rating and pricing
Learn moreThe DrivingDNA Lab gives auto insurers a secure environment to study the lift from telematics, supporting rapid insight creation using data from existing policyholders
Learn moreDrivingDNA Mileage delivers verified, timely odometer readings and mileage insights from connected cars, helping you improve rating integrity and enabling premium lift
Learn moreThe DrivingDNA Score is a predictive model and corresponding rating rule that uses telematics data for usage-based insurance risk segmentation and pricing precision.
Learn moreElectronic health records can point the way to straight-through processing and a modernized, digitized customer experience
Learn moreVerisk Emerging Issues monitors more than 40 emerging risks and trends to help you address critical developments affecting insurance—both now and in the future.
Learn moreThe ISO Employment-Related Practices Liability Program helps you provide coverage for the gap in employment-related-practices exposure that many companies face.
Learn moreISO's Engineering and Safety Service is the leading provider of technical, legislative, and regulatory information for risk management and loss control.
Learn moreThe reliable wind peril information quantifies an individual building’s resistance and exposure to wind damage.
Learn moreEnterprise Exposure Manager is a new scalable cloud-native solution that enables (re)insurers to evaluate enterprise-wide risk.
Learn moreGet a quick, simple, and economical way to estimate both class-rated and specifically rated commercial loss costs with limited information.
Learn moreTargeted protection of businesses’ and employers’ assets against fiduciary-related claims of mismanagement of a company’s employee benefit plans.
Learn moreThe Financial Institutions Program is a package of policies with separate limits and deductibles to meet the specific needs of your banking and financial customers.
Learn moreFireLine provides property-specific wildfire hazard scores based on the risk factors of fuel, slope, and access, and identifies risks exposed to wind-borne embers.
Learn moreFlatCat® Canada offers easy access to the entire PCS® catastrophe-history database of severe weather and catastrophe incident information back to 2009.
Learn moreIndustry-leading, value-added services focused on fraud detection, peer-to-peer market comparison, risk control, and process automation for the Irish market
Learn moreAchieve compliance, manage expenses, and meet Medicare demands for future medical allocations related to injury claims.
Learn moreGarageConfirm helps you identify and combat garaging fraud by tapping into DRN’s vehicle location database containing more than 4 billion license plate sightings.
Learn moreThe international community demands actionable and reliable underwriting data, something that’s been lacking in many regions.
Learn moreHail Damage Score assess the potential for pre-existing hail damage to a property. Hail Risk Score measures the likelihood of future damage over the short to medium term.
Learn moreInsurers can employ homeowner and property condition data to better identify risk and help flag properties that may require additional inspection.
Learn moreVerisk’s Underwriters Advantage™ solution gives underwriters the property, public liability, and employees’ compensation data and analytics you need.
Learn moreUncover fraud and preexisting damage in customer-submitted and third-party loss photos with the new digital media database and image forensics in ClaimSearch.
Learn moreInflection is a trended-credit predictive analytics model providing a dynamic inflection point for risk segmentation.
Learn moreISO’s Insurance Agents and Brokers Professional Liability Program protects your client’s agency and employees for alleged errors or omissions.
Learn moreActuarial support and ISO product consulting from Verisk actuaries and product experts.
Learn moreThe information in this site is for ISO participating insurers. To access the information, you’ll need to enter your ISO Group Number and your NAIC company number.
Learn moreISO DataCube™ provides aggregate premium & loss experience data, on a granular level, to help you make important decisions about your portfolio.
Learn moreISO Education has over 100 e-learning courses available on-demand or hosted on your learning management system.
Learn moreAutomate your ISO-based insurance programs with actionable electronic ISO rating content directly from ISO.
Learn moreISO's insurance policy forms are careful constructions that address a range of property and liability risks.
Learn moreISO Home Healthcare is a turnkey program covering a broad range of eligible professionals from home healthcare aides to nurses.
Learn moreThe powerful, granular raw materials that can help build the framework for solid pricing.
Learn moreThe ISO Market Landscape™ dashboard visualizes your company's results and compares them to statistics from ISO's database.
Learn moreISO MarketStance helps insurers distill and synthesize geographic, industry, and size-of-business data into reports and visualizations to support decision making.
Learn moreThe ISO Motorcycle Program provides ready-to-use tools to meet your needs, including by-coverage rating relativities, industry standard,policy forms, and rating codes.
Learn moreThe ISO portal is an easy-to-use online dashboard that can zoom in on loss costs and rating factors and help you make more informed pricing decisions.
Learn moreThe ISO Preferred Data Partnership assists with insurance regulatory compliance, improving the quality and efficiency of insurance statistical data reporting.
Learn moreISO Risk Analyzer is powered by granular data and predictive analytics to help insurers better compete in the auto, homeowners, and businessowners markets.
Learn moreAccurately select and price your small business risks by providing you with a highly detailed look at how major perils affect the loss potential of those risks.
Learn moreISO Risk Analyzer Commercial Auto examines environmental factors and vehicle attributes to better understand risk and help drive your business forward.
Learn moreISO Risk Analyzer Homeowners uses sophisticated predictive modeling and refined by-peril ratings, so insurers can better align prices to risks.
Learn moreISO Risk Analyzer Personal Auto uses powerful predictive analytics combined with highly granular data to help price auto insurance risks with laser precision.
Learn moreISO Rules delivers insurance program rules you can trust and can serve as the blueprint to your insurance coverages.
Learn moreAs a statistical agent ISO aggregates and submits data to regulators annually, on your behalf, in response to regulatory requirements.
Learn moreSymbols are based on the retail price of each vehicle and examined against actual loss experience for that vehicle for refinement and to develop more accurate premiums.
Learn moreOur ready-to-use program provides policy forms, rules, and loss costs to help you serve customers in a variety of high-potential market niches.
Learn moreISOnet® PCS® provides the insurance and risk management community with the primary source of information on catastrophes and weather incidents in the United States.
Learn moreISO’s Lawyers Professional Liability Program was designed to fit the legal liability coverage needs of small and medium-sized law firms as well as solo practitioners.
Learn moreLeverage predictive analytics to achieve consistent and accurate injury evaluations and settlements, and improve comparative liability and subrogation.
Learn moreDecrease Medicare and Medicaid recovery demands and facilitate seamless, worry-free compliance with conditional payment services.
Learn moreLife Risk Navigator unifies workflows and data sources into a single, easy-to-use, and customizable platform, helping to add efficiency and simplicity to your business.
Learn moreInnovation designed to enhance your underwriting processes and help improve profitability.
Learn moreUsing more data up front brings decision points forward in the workflow for better control of your underwriting and a great buying experience for homeowners.
Learn moreBring decision points forward with more data up front. Gain better control of your underwriting and provide a great buying experience for personal lines insurers.
Learn moreDigital auto insurers own the future as buyers evolve. LightSpeed leverages innovative, next-generation data resources to deliver a seamless customer experience.
Learn moreWith automated underwriting, shrink small commercial quote turnaround time from days to seconds with robust data-driven analytics and deep risk insights.
Learn moreVerisk offers risk-specific information representing every address in the U.S. to help you make superior underwriting & rating decisions.
Learn moreA filed loss cost is a powerful driver of underwriting and pricing, helping you determine adequate premium.
Learn moreISO’s Management Protection Program offers protection from a wide range of risks, including executive liability (directors and officers liability).
Learn moreWith ISO's simplified medical professional liability program, you'll find a range of options to tailor your policies to your specific risks.
Learn moreUncover medical provider fraud, waste, and abuse in your medical billing data with predictive analytics and expert clinical analysis.
Learn moreAs annual mileage increases, so does loss frequency. Accurate mileage matters, but many insurers struggle to capture it.
Learn moreISO’s Miscellaneous Professional Liability Program provides a wide variety of professional service providers with worldwide coverage for wrongful and negligent acts.
Learn moreWith Mozart, you can easily research, create, and edit policy wordings, helping you gain efficiencies in time to market for both new products and coverage updates.
Learn moreIdentify organized insurance fraud activity in your claims with network analytics built on robust industry data.
Learn moreThe new ISO Commercial Auto Class Plan, effective starting early 2023, builds on both the current standard plan and enhancements in the Optional Class Plan.
Learn moreTo safeguard your clients from management-related exposures, ISO’s Not-for-Profit Management Liability Program offers protection from a wide range of risks.
Learn moreGet quick, reliable data on commercial properties to help properly price policies instead of relying on site-unseen information.
Learn moreOneXperience is a self-inspection InsurTech tool offering live-feed video tours, virtual loss control, and customer collaboration.
Learn morePCS® is the insurance industry’s trusted source for compiling and reporting estimates of catastrophic insured property losses.
Learn moreThe PCS APAC service investigates reported disasters in the APAC region and determines the extent and type of damage, dates of occurrence, and geographic areas affected.
Learn morePCS Canada provides fast, reliable catastrophe loss estimates to help insurers and reinsurers stay informed about the total costs of disasters.
Learn morePCS® estimates are triggers in many traded financial market instruments, including exchange-traded futures and options, catastrophe bonds, catastrophe swaps, and ILWs.
Learn moreAccess county-level industry loss estimates for catastrophes in all 50 states, as well as United States territories and possessions.
Learn moreUS-CAT is a web-based, graphical dashboard from PCS® that helps insurers and reinsurers analyze insured loss catastrophe data dating back to 1950.
Learn morePCS® is the only insurance industry resource for compiling and reporting estimates of insured property losses resulting from catastrophes.
Learn moreFlatCat supplies the most up-to-date and relevant information about catastrophes and data on the insured losses to help you analyze catastrophes by state and storm type.
Learn morePCS Global Aviation provides independent third-party industry loss estimates for worldwide aviation risk loss events of at least $50 million.
Learn morePCS Global Cyber provides independent, third-party industry loss estimates for cyber risk loss events and cyber catastrophe events.
Learn moreIndependent estimates for global large loss events PCS Global Large Loss provides independent third-party industry loss estimates on large non-elemental risk loss…
Learn moreThis service investigates ocean marine and offshore energy insured loss events and produces loss estimates for insurers, reinsurers, and risk managers.
Learn morePCS® Global Terror provides independent, third-party industry loss estimates for terror risk and catastrophe loss events of at least $25 million worldwide.
Learn morePCS Mexico provides catastrophe loss estimates and assigns serial numbers that help insurers track the losses from each catastrophe.
Learn morePCS Turkey estimates keep insurers, their customers, regulators, and other interested parties informed about the total costs of disasters.
Learn moreVerisk’s Peril and Incident Report gives you the complete picture of a property’s risks, allowing you to set premiums more precisely.
Learn moreISO's Premium Audit Advisory Service is your source of technical information and training for premium auditors.
Learn moreWe research and report on pricing data from a variety of sources to ensure that no one party or industry has any undue influence on the pricing data we provide.
Learn moreFrom strict policies to test controls using SOC 2 Type 2 and SOC 3 reports ClaimSearch is committed to privacy and security of the industry's largest claims database.
Learn morePrivate firms account for nearly 100 percent of all U.S. companies.* Do you understand the risks they face well enough to profitably seize the opportunity of insuring…
Learn moreProMetrix gives insurers 100% fill rates and high hit rates with a full picture for commercial properties through on-site, virtual, and modeled data.
Learn moreSpeed to market with accurate pricing is vital, but sometimes a detailed report based on an on-site inspection isn’t available.
Learn moreThe level of fire protection for a given property can be a moving target—and you might miss it if you’re looking only at distance to the nearest fire station.
Learn moreISO's Query Commercial Classification Code (QC3) is an online lookup tool for underwriters, actuaries, and risk managers.
Learn moreRadiusCheck uses cutting-edge technology to take on-site photos of vehicles, matching them to vehicles in your portfolio.
Learn moreThe ever-increasing complexities of real estate transactions and the rising use of litigation mean your clients need access to a professional liability program.
Learn moreRelative Hazard Percentile uses an engineering formula to evaluate a building’s construction, occupancy, fire protection and exposure relative to state/national averages.
Learn moreRespond™ predictive analytics help you anticipate each storm’s effects more accurately to better manage response.
Learn moreRespond™ weather analytics and forecasting adds predictive analytics that correlate weather events to product demand for building materials.
Learn moreReverse Phone Append can provide basic applicant information with a phone number. Streamline the point-of-sale process and serve your customers quickly and accurately.
Learn moreHelping insureds improve their risk and lower projected loss costs is a powerful way to get an edge on your competition.
Learn moreGet insights on building and occupancy hazards that help you reduce insured risks, control losses, and offer the most competitive quote.
Learn moreUnderwriting tools that provide the ability to incorporate medical risk assessment into insurance processes.
Learn moreAre your applicants telling the truth? Take on premium leakage and underwriting fraud with data-driven insights across the policy life cycle.
Learn moreRoof Age from Verisk leverages multiple data sources to deliver personal lines insurers higher data coverage, accuracy, and reliability for improved risk assessment.
Learn moreVerisk's Roof Underwriting Report helps provide critical information about roof risk using aerial imagery, artificial intelligence and machine learning.
Learn moreVerisk’s Roof Underwriting Report for homeowners can help insurers identify high-risk exposures, reporting on key roof data points like age, condition, and weather data.
Learn moreCMS reporting solutions enable insurers to identify and report Medicare recipients in claims and comply with ease.
Learn moreInterested in micro-business risks? Learn more about Verisk's micro-business owners program and take advantage of a potential big opportunity in the microbusiness space.
Learn moreGet accurate estimates of a sprinkler system’s ability to contain fire spread for the specific hazards of occupants in the building.
Learn moreAn ISO Sprinkler Plan Review gives you an unbiased evaluation of a planned sprinkler system — before the building goes up or the system goes in.
Learn moreISO's State Filing Forms is a collection of more than 1,200 forms from around the country, together with instructions on when and how to use them.
Learn moreFor more than 25 years, insurers have relied on the State Filing Handbook from ISO for compliance details on filing rates, rules, and forms in all jurisdictions.
Learn moreGet essential data to identify subrogation opportunities faster, initiate the recovery process, and improve customer satisfaction.
Learn moreTobacco Usage Propensity Model combines cutting-edge audio analytics with traditional and non-traditional data sources to indicate likelihood an applicant is a smoker.
Learn moreTop 100 Insurer Financial Results from ISO is a quarterly compilation of underwriting and financial data for each of the 100 largest U.S. p/c insurance groups.
Learn moreTrueVIN gives insurers more detail on vehicles they insure, using build-sheet data and the 17-digit VIN to uncover standard features and factory-installed equipment.
Learn moreUnderwriters Advantage is a single source of information that combines property-specific data from a wide variety of ProMetrix system reports.
Learn moreUndisclosed Driver Information taps public and proprietary data sources to help with hidden driver discovery in auto insurance. See how it can work for you.
Learn moreVehicle Registration Reports give insurers complete and accurate information about the vehicles policyholders drive to calculate suitable premiums for automobile risks.
Learn moreVerisk’s Agricultural Capital Assets Program is a commercial output policy program for agricultural risks with forms, rules, loss costs, and rating-related information.
Learn moreThe farm insurance forms, rules, loss costs, and rating-related information to drive your farm insurance business to greener pastures.
Learn moreDetermining the proper premiums for personal auto policies can be tricky business, especially for collision and comprehensive coverages.
Learn moreAccurate, cost-effective workers’ compensation data collection system for states looking to launch new EDI reporting initiatives or move to a new IAIABC release.
Learn moreUse predictive analytics to accurately identify workers' comp claim severity as early as day one.
Learn moreComplete suite of solutions to help insurers save time and improve workers' compensation reporting accuracy.
Learn moreXactAnalysis is a powerful set of analytical and reporting tools for insurance claims and underwriting departments.
Learn moreXactAnalysis SP is an assignment management and business analysis tools for service providers. It lets you see assignment details, update and manage jobs.
Learn moreXactContents is available as a module within our Xactimate estimating software or as a completely online system.
Learn moreXactimate is a software system for estimating the cost of repairs and reconstruction for residential and commercial structures.
Learn moreXactware's training department conducts training throughout the year at convenient locations across North America.
Learn more