We maintain some of the largest private databases in the world. Each year, we amass billions of detailed records of collected insurance premiums and paid losses. Professional staff members analyze insurer data and turn it into meaningful information. We offer data and analytics products that give you risk management information, catastrophe claims data, motor vehicle reports, and vehicle rating symbols you can import into your own database.
We’re the recognized leader in producing standardized policy forms and manuals. We employ hundreds of industry experts who develop policy language, rules, loss costs, and many other products that help you compete in the insurance marketplace.
When it comes to evaluating risks, insurance professionals use our property information database, a comprehensive source of underwriting and rating data on millions of commercial buildings and individual businesses occupying those buildings. We offer accurate replacement costs estimates and online reporting of property and hazard information by address.
We catalog thousands of classifications, bulletins, and requirements for all 50 states and certain U.S. territories. Our products help insurance professionals keep current with ISO filings, make their own filings, get the most out of their audits, and remain compliant with ever-changing state requirements and regulations.
Change Detection reveals events that shift an insured property’s risk profile to help you capture accurate premium, underwrite to your risk appetite, and stay profitable.Learn more
ISOnet Circulars deliver critical information for insurance professionals on industry developments and ISO product news.Learn more
ClaimAlert: Foreclosure lets you know when a claimant has a property in foreclosure, giving you the opportunity to further investigate a loss and mitigate risks.Learn more
ISO’s Commercial Inland Marine Program gives you access to information for both filed and nonfiled classes of business.Learn more
Designed for use over the CGL and commercial auto policies, the ISO Commercial Umbrella Program includes policy forms, endorsements, and rules.Learn more
Cyber Data Exchange is a cyber insurance database aggregating industry-wide premium and loss data and returning it as business intelligence via interactive dashboards.Learn more
Verisk's underwriting ecosystem for cyber insurance uses low/no-code tech and supports pricing, distribution, risk visualization, application prefill and more.Learn more
Verisk driving history solutions deliver motor vehicle reports quickly. Indexes of activity help guide MVR spending. And driver monitoring catches adverse changes early.Learn more
The Financial Institutions Program is a package of policies with separate limits and deductibles to meet the specific needs of your banking and financial customers.Learn more
Insurers can employ homeowner and property condition data to better identify risk and help flag properties that may require additional inspection.Learn more
Inflection is a trended-credit predictive analytics model providing a dynamic inflection point for risk segmentation.Learn more
Verisk's Insurance Consulting can provide actuarial consulting and product support to insurers of all sizes. Our insurance consultants can help you leverage granular data and analytics to better understand market trends and how they may affect lines of business, business classes and your strategic direction.